Today we’d like to introduce you to Tempestt Luckett.
Tempestt, can you briefly walk us through your story – how you started and how you got to where you are today.
In 2016, I was unable to obtain my own living space and car due to my bad credit. Everywhere I turned to try to seek credit I either needed a co-signer or my applications were flat out denied.
It was in Spring of 2016 that I decided that I needed to take steps for a lifestyle change for not only my future but for my daughter’s future as well.
When I decided to start fixing my credit I had no idea where to turn, I had hired a big name credit company to help me with my credit. After months of no results, no guidance from the company that I had hired, I had had enough. I fired the big name credit company, I felt as if they were putting a band aid on my credit situation and I needed not only better credit but I needed to know how to build and use my credit for the future.
I took matters into my own hands and learned how to repair my credit on my own. I researched methods of disputing, who I needed to contact, I wrote letters to the credit bureaus, argued with creditors. Once I was able able to remove over 80% of the negative accounts that we’re reporting on my credit reports, I felt good but I still had a low score and I couldn’t figure out why. I soon realized that there was more to just fixing your credit reports.
In 2017 after into my lifestyle journey, I was able to pull my credit score from a 597 to 711 all on my own. I had developed a plan on how to financially afford to rebuilding my credit, how to keep my credit card balances low, how to properly use my credit. I felt accomplished, it was then that I realized that I had developed a passion for financial wellness and wanted to help others.
Overall, has it been relatively smooth? If not, what were some of the struggles along the way?
It was not an easy road, in fact it is still challenging. Building a business from the ground up with no guidance can become overwhelming. I struggled with obtaining clients that would trust me enough to work on improving their credit. Also, in the industry that I am in has a bad reputation where a few bad apples spoiled it for those who really want to guide people into their credit journey.
Alright – so let’s talk business. Tell us about Classy Credit Repair Services – what should we know?
Classy Credit was created in 2017 by myself Tempestt Luckett. I wanted to show people that there is a lifestyle that they needed to tap into that can create better habits, wealth and opportunities. Classy Credit specializes in financial wellness. What sets Classy Credit apart from others is we believe and provide financial wellness.
What sets us apart / Most credit companies are focused only on one aspect and that’s fixing your credit, while Classy Credit wants to provide you with a different type of experience that you can walk away with financial education, understanding how credit works and how to use it to build wealth, we want to help our clients change their lifestyle for the better.
I am most proud of as a company is that we are a minority woman-owned company that wants to show others that they too can live a financially free lifestyle.
- Website: www.classycreditrepair.com
- Phone: 866-216-7278
- Email: email@example.com
- Instagram: www.instagram.com/classy_credit
- Facebook: www.facebook.com/classycreditrepairservices
- Twitter: www.twitter.com/classy_credit
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