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Daily Inspiration: Meet Clevaria Smith

Today we’d like to introduce you to Clevaria Smith.

Hi clevaria, so excited to have you on the platform. So before we get into questions about your work-life, maybe you can bring our readers up to speed on your story and how you got to where you are today?
In 2016, my journey in the tax industry began. At the time, I was a single mother of two boys, working hard to provide but tired of the constant struggle. I knew I wanted more for my family, but I stayed under someone else’s tax office because it felt safe and familiar. For years, I was comfortable—but I wasn’t growing.

By 2023, something inside me shifted. I decided to take a leap of faith and step out on my own. I opened my very first tax office, even though I didn’t know if anyone would support me. What I did know was that I had a purpose: to serve my community, help families build financial independence, and create a legacy for my children.

The journey wasn’t easy. There were doubts, challenges, and moments where giving up seemed tempting. But I stayed dedicated. I leaned on my faith, my hustle, and my belief that financial knowledge can transform lives.

Today, C&A Tax Service isn’t just a business it’s a movement. I’ve helped countless clients not only maximize their refunds, but also understand their finances, improve their credit, and take steps toward generational wealth.

What started as one mother’s determination to provide for her kids has grown into a brand that empowers others to break free from financial limitations. At C&A, we don’t just file taxes we build futures.

Would you say it’s been a smooth road, and if not what are some of the biggest challenges you’ve faced along the way?
No, it definitely hasn’t been a smooth road. I didn’t know if anyone would believe in me or my vision not only that but starting a business from scratch while raising kids meant every dollar mattered. Many people I thought would be in my corner weren’t. That forced me to rely on faith and my own determination. But through it all, I never gave up. Every challenge taught me something about business, about resilience, and about myself. Those struggles shaped me into the leader I am today, and they built the foundation for C&A Tax Service to become more than just a tax office it’s a place where people feel supported, empowered, and inspired to build financial independence.

Thanks – so what else should our readers know about your work and what you’re currently focused on?
C&A Tax Service we don’t just stop at filing taxes we focus on the bigger picture: building financial independence. That’s why we specialize in credit, taxes, and life insurance because together, these three areas create the foundation for stability, growth, and generational wealth.
Your credit is your financial reputation. It impacts whether you can buy a home, start a business, or even get approved for certain jobs. At C&A, we help clients repair their credit, remove errors, and build strong scores so they can open doors to new opportunities. A healthy credit profile isn’t just about numbers it’s about options and freedom.

Taxes are inevitable but overpaying or missing opportunities is not. With expertise in individual and small business returns, we make sure clients keep more of their hard-earned money. From maximizing deductions to staying IRS-compliant, our job is to ensure your tax strategy aligns with your life goals. We don’t just file once a year we help you plan smarter year-round.

Life insurance is more than just protection it’s a wealth-building tool. It ensures that your loved ones are taken care of, but it can also create a financial cushion you can use while you’re still alive. With the right plan, life insurance can fund college tuition, supplement retirement, or cover emergencies without dipping into savings. At C&A, we educate clients on using life insurance as both protection and an investment in their family’s future.

What are your plans for the future?
The future for me and C&A Tax Service is about expansion and impact. I’m looking forward to scaling my business beyond just tax preparation into a full financial hub for my community. My vision is to open multiple offices, build a stronger team of trained tax professionals, and create opportunities for others to become entrepreneurs under the C&A brand.

I also plan to expand our services in credit education, business funding, and life insurance solutions because financial independence is bigger than just one area. I want to continue teaching people how to build wealth, protect their families, and create legacies.

A big change I’m excited about is developing more digital resources and training programs so that clients and new tax preparers can access financial education from anywhere. I see C&A not just as a company, but as a movement that will touch lives across the U.S. helping families break generational cycles and step into financial freedom.

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